loan consolifation

whew,, i didn't know that there are companies that offer student loan to finance their own education.. they are into assisting students and graduates with financing their college expenses and managing their education loans. but i guess this is not applicable in progressing countries like here in the Philippines... but there are lots of microfinance companies operating here just to help poor families finance their own business.. well talking about this student loans, perhaps parents are aware that their kids are going to avail this type of loan... or else.. hehehe